Monday, November 05, 2007

medicare, medicaid, medi-huh?

Well, I officially will be covered with Medicare starting December 1. I'm still not sure if I understand how all of this works. As far as I can tell:

  • I get Medicare Part A (emergency physical health issues) without a monthly premium payment
  • I get Medicare Part D (Prescription covereage) without a monthly premium
  • I will get Medicare Part B ("routine" physical and mental health) for about $96/month
  • Part B covers 80% of physical health visits and 50% of mental health visits AFTER a yearly deductible of approximately $136. This part will cost about $96/month
  • I will keep Access MAWD program (PA state level coverage "Medicaid") which will pick up 20% of visit costs. This plan will cost me $71/ month
So, I'm paying about $166/month plus my co-pays and whatever is left over bill-wise, I guess. I make too much money to qualify for any of the energy assistance programs here in PA, too much for the DPW to cover my monthly Medicare premium, too much for any other DPW (food stamps/cash) service (outside of the MAWD program)... *sigh* I make just enough to squeak by on, but not save up for anything (such as a car at some point, a vacation/travel anywhere, PS2, TV, internet service, etc.) *sigh*

Oh well. Life goes on anyhow. I pulled my loom out and I've been weaving a little bit. I try to knit and it goes slowly. I get about 1 or 2 rows done, then I have to put the knitting up because my hands have cramped up and have sharp aches in them. Weaving I can do in 2-5" intervals (depending on the fibers =) or about 15 minutes before I have to stop for an equal amount of time to let my body rest. I'm at least puttering around. More importantly, I'm not reading news for hours on end.

Well, that's about it for now. The cats still have little tiffs every so often, but it's calming down. *hugs* to all of you.